Final Expense

Even a modest funeral today can cost $6,000 or more. Final expense policies provide cash to cover these expenses, as well as other financial obligations due at the time of death.

• Policies can be purchased with death benefits as low as $2,000, making premiums very affordable.
• Most offer simplified underwriting to make approval quick and easy.
• Typically, no health exam or blood work is required.
• Some guaranteed issue policies are available with no health questions required.
• These products typically provide a graded benefit during the first few years.