Individuals and Families
Individual health insurance is a good option for those who are:
- Self-employed.
- Working for a company without insurance benefits.
- Covered under a spouse’s group family plan.
- Currently looking for work.
- On COBRA.
- Retired.
When looking for individual healthcare, consider these important factors:
- What is the monthly premium?
- Will I have medical conditions that won’t be covered?
- Does the insurance have a network of providers?
- Is there a waiting period?
- What is my out-of-pocket maximum?
Your individual health insurance will include:
- A deductible.
- Co-insurance or co-pay
- Out-of-pocket maximum.
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